Midland Funding, LLC is a high volume debt buyer.  The company is a subsidiary of the Encore Capital Group, Inc, and its headquarters are located at 8875 Aero Drive Suite 200, San Diego, CA 92123 and 4302 E. Broadway Road, Phoenix, AZ 85040. There are several other, related “Midland” entities, including Midland Credit Management, Inc. and MRC Receivables Corp.

• Cohen & Slamowitz, LLP, often represents Midland Funding, LLC and its related companies in New York collection litigation.
• Midland Funding, LLC has been sued in courts across the country for debt collection abuse, harassment and for other unfair and deceptive debt collection practices.
• Schlanger & Schlanger, LLP has successfully litigated numerous cases involving Midland Funding and/or its related companies, involving unfair debt collection practices and other violations of the Fair Debt Collection Practices Act (FDCPA).
• For example, Schlanger and Schlanger, LLP recently brought a Fair Debt Collection Practices Act (FDCPA) lawsuit against Midland’s collection attorneys Cohen & Slamowitz for debt collection abuse based on collection methods used against a consumer on a Midland debt.  Specifically, we sued Cohen & Slamowitz for harassing a consumer regarding a debt she had already settled in full.  Cohen & Slamowtiz unsuccessfully attempted to have our case dismissed, and Federal Judge Colleen McMahon denied the motion, described Cohen & Slamowitz’s arguments as “idiotic” and sanctioned Cohen & Slamowitz for the “utter frivolousness” of its motion.  Click here to read the Court’s opinion.  Shortly afterwards, the case settled for $10,000 plus reasonable attorneys’ fees and costs, which were later determined by the Court to exceed $68,000.
• In Midland Funding v. Shepherd, Midland sued Schlanger & Schlanger’s client to collect an old credit card debt. Midland’s process server claimed to have served our client’s husband, who had passed away several years earlier.  The Court threw out the case and awarded our client costs in response to this debt collection abuse.  Click here to read the Court’s opinion.
• In October, 2010, Schlanger & Schlanger filed suit against Midland in federal court (Southern District of New York), alleging that Midland violated the Fair Debt Collection Practices Act (FDCPA) by attempting to collect a debt that had been previously settled.  Dewey v. Midland Credit Management Inc, et al., 10-CV-7857 (S.D.N.Y. 2010).
• A recent investigative report by MFY Legal Services, Inc. found that in 2007, Midland Funding filed 26,998 cases in New York City alone.  See Consumer Rights Project, “Justice Disserved,” June 2008.  The consumer responded in only 6.29 percent of those cases.  Thus, the vast majority of those cases resulted in default judgments against the consumer.

If Midland Funding, LLC, Midland Credit Management, Inc. or MRC Receivables Corp. are harassing you or using false or unfair collection practices against you, contact the consumer lawyers at Schlanger & Schlanger, LLP at 1-800-685-2580 or by filling out our consumer questionnaire.